Rural and Regional Finance Specialists.

Mainland Finance was established in Deniliquin in1996 by Harold & Bonnie Clapham.

The business has progressively grown in regional Australia with offices in Deniliquin & Wagga, and there are plans to continue to grow and develop the business.

Mainland Finance has been—and always will be—committed to rural & regional Australia.

Mainland Finance owes its existence to a simple fact about Australian finance and investment – the money is where the business isn’t.  A fact which has a simple explanation, the major banks, finance companies and most investors are city based.

What they tend not to see is that 40% of business activity is still done by provincial businesses.  The size of population does not explain the size of business.

It is of this fact that Mainland Finance exists to remind them.  We also exist to explain the potential of rural investment.  It’s through the banks’ lack of contact and representation in the country that we exist at all.

Rural & regional Australia has been neglected by the major banks as they are constantly changing their staff and their operating structures, this doesn’t happen at Mainland Finance, you are assured of continued personal service.  To put it simply; country people understand rural & regional issues.

Country people are used to difficult times and are constantly at the mercy of the weather, having to deal with fluctuating commodity prices and seasonal uncertainties.

At Mainland Finance we realise that businesses in rural & regional Australia will continue to provide great opportunities in the future, and we acknowledge there will be a constant need for capital and finance.