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4 Ways to Grow Your Business in a Downturn

 

Many are speculating that the economy could go into recession. Inflation remains persistently high, and growth remains sluggishly low. This article explores four ways to buck the trend from leveraging thought

leadership PR to buying a competitor. These four tips will help ensure that you continue to grow in a down market, even when everyone else is struggling.

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How your Business can Support Employee Financial Literacy

 

Businesses that provide employees with financial literacy training can improve workforce wellbeing and boost company productivity.
Recent years have put the spotlight on the impact managers and the workplace have on employee physical and mental health.

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2023 so far: Housing Market Update

 

After a decline during the last year, the Australian housing market is on the upturn once again. Homeowners and investors will be encouraged by the results of Domain’s research into housing market price pressures and the resulting predictions for a steady recovery during the 2023-24 financial year.

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Understanding the Butterfly Effect: How Interest Rates Shape Borrowing Costs and Financial Plans

 

The impact of rising interest rates on home mortgage borrowers has been a major focus since the Reserve Bank of Australia (RBA) began tightening monetary policy and regularly lifting the official cash rate from May 2022 onwards.

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The Lower Cash Rate in Australia

 

Ever since thoughts first turned to rate hikes at the beginning of 2022, financial markets have believed that the peak in Australia’s cash rate would be below that of the US. That has also been the case for financial markets views about the peak in the cash rate relative to New Zealand. Expectations that Australia’s peak cash rate would be below that of the UK and Canada though is something that has only happened this year.

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Password Managers and Other Lies Jeopardising Your Accounts

 

Reduce and reuse may be a good motto for the planet, but it’s a horrible tactic for your passwords. In fact, for the 53% of survey respondents who admitted to using the same password for multiple accounts, it comes with enormous risk.

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How To Protect Your Small Business From Fraudsters

 

Internal fraud poses a significant and insidious threat to the financial health, reputation, and operational integrity of businesses across sectors.

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Learn How to Remove Cognitive Bias from your Business

 

If you’ve ever seen a business owner or CEO make a decision that makes no logical sense, you could have been witnessing cognitive bias at work.

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Small Business Guide to Maximising 2022-23 Tax Deductions

 

The start of the new financial year is the ideal time to organise your business tax return for the year just ended. Your deductible expenses are still front of mind, and you still have plenty of time to comply with lodgement deadlines and avoid penalties.

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Understand the Impact of Debt Refinancing vs Restructuring

 

The terms ‘debt refinancing’ and ‘debt restructuring’ are often used interchangeably, but they are quite different in purpose, advantages and risks.

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